Why Knowing the Cost of an Australian Student Visa Matters
Applying for an Australian student visa (Subclass 500) involves several cost elements beyond just the application fee. If you’re not well-prepared with accurate budgeting, you may face unexpected costs, delays, or compliance difficulties down the road.
Many students focus on tuition and living expenses but forget to fully account for visa-related costs.
Breakdown of the Australian Student Visa Cost Components
Visa Application Fee (Subclass 500)
As of 2025, the base visa application charge (VAC) for the Subclass 500 visa is approximately AUD 650. Additional applicant or dependent fees can apply depending on circumstances.
Overseas Student Health Cover (OSHC)
To maintain your student visa, you must purchase OSHC for the duration of your stay. Typical annual cost ranges are:
- AUD 600–800 for a single adult
- AUD 300–450 for additional family members
Always check with current providers as premiums change annually.
Additional Cost Factors
Other costs to include in your budget:
- Health examinations or police certificates (if required)
- English test fees (IELTS, TOEFL, etc.)
- Document translation or certification costs
- Travel to and from Australia
- Living costs and proof of funds requirement
Understanding Proof of Funds and Living Requirements
Australia requires student visa holders to demonstrate sufficient funds for living expenses. For 2025, the recommended amount is about AUD 24,000 (approx.) for one year for a single adult, depending on region and institution.
When you combine tuition, OSHC, and living costs, many students recommend budgeting at least AUD 30,000–40,000 in total for the first year before applying.
Tips to Manage and Reduce Your Australian Student Visa Costs
- Apply early to avoid rush-fees or premium processing surcharges
- Check for student OSHC bundles offered by universities
- Use official government visa checklists to avoid resubmission
- Keep your documents organized to avoid extra charges
- Budget a contingency for any unexpected fees or changes in currency rates
Is the Cost Worth It? My Perspective on Australian Student Visa Fees
From my experience, yes—the cost of the Australian student visa (including application and health cover) is reasonable when compared to the value of studying in a high-quality education system like Australia’s.
The key is planning. Many students feel surprised by “hidden” costs when they arrive, but with accurate budgeting and early preparation you can avoid most surprises.
If you view the visa cost not just as a fee but as part of your investment in education and future opportunities, then you’re already in the right mindset to succeed.